ACCOUNT FEATURES STIFEL PRESTIGE® ACCOUNT STIFEL|ADVANTAGE
Daily sweep of uninvested cash

CHECKS    
Unlimited check writing with no per-check minimum

Free unlimited standard check orders and reorders

Expense coding for checks

Free stop payments1  

Free domestic wires1  

Free cashiers checks1  

DEBIT CARD    
VISA® Debit Card

up to $5,000 daily POS Limit

up to $25,000 daily POS Limit

Access to surcharge-free PNC and MoneyPass® ATM networks

Up to $500 daily

Up to $1,500 daily

Four domestic and international ATM fee reimbursements on non-PNC or non-MoneyPass® ATMs2  

Awards Program  

Concierge Services and Travel Insurance  

STATEMENTS    
Cost basis and gain/loss summary on statements3

Consolidated Statements for the entire household3

Enhanced statement reporting that includes expanded broad tax lot detail, historical portfolio values, market index performance, and commentary3  

ONLINE FEATURES    
View account information and activity online daily with Stifel Access

Annual expense summary statement

eBill - online bill payment service  

Cash Management - electronic money transfer service  

BORROWING AND CREDIT WITH STIFEL BANK & TRUST    
Securities Based Lending (SPA Loan) with checks4  

VISA® Credit Card

 

STIFEL|ADVANTAGE VISA® Credit Card  

OTHER FEATURES AND BENEFITS    
Live customer service for all account questions. Monday thru Friday 6:30AM to 6:00PM CT; Saturday 9:00AM to 2:00PM CT

(877) 784-3354

(877) 784-3354

Account protection

$150 million5

$150 million5

Account Fee

None

Free for Qualifying Household6 or $10 monthly

Minimum Initial Deposit

$1,000

$25,0007

1 Five free per calendar year per STIFEL|ADVANTAGE account.
2 Four per month per Stifel|Advantage account.
3 The gain and loss summary and cost basis information are provided only if the information has been provided to your Financial Advisor and has been updated on the Stifel system. This information is available to all accounts upon request. Householding is available on all accounts upon request. Year-end statements are available online only. Annualized gain/loss information is prepared for informational purposes only and should not be used for tax preparation without the assistance of a tax advisor.
4 Borrowing services are made available to you in combination with our affiliated bank, Stifel Bank & Trust. Credit is subject to approval, and additional information will be provided by Stifel Bank & Trust. Stifel Bank & Trust, member FDIC, Equal Housing Lender, NMLS#375103, is a wholly owned subsidiary of Stifel Financial Corp., and affiliate of Stifel, Nicolaus & Company, Incorporated. Unless otherwise specified, products purchased from or held by Stifel are not insured by the FDIC, are not deposits or other obligations of Stifel Bank & Trust, are not guaranteed by Stifel Bank & Trust, and are subject to investment risk, including possible loss of the principal invested.
5 Stifel is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). An explanatory brochure is available upon request or at www.sipc.org, or investors may contact SIPC at (202) 371-8300. Stifel has purchased additional securities coverage of $149,500,000 and cash coverage of $900,000 for a total of $150,000,000 of securities coverage and $1,150,000 of cash coverage, subject to the terms and conditions of the policy, with an aggregate limit of $300 million. (For more information, visit: www.stifel.com/disclosures/asset-protection.) This coverage does not protect against market losses and does not cover securities not held by Stifel.
6 A qualifying household has a value greater than $1 million or has an established SPA line of credit. One $10 monthly fee will be waived per household.
7 $25,000 initial deposit can be in any combination of cash or marginable securities. An investment in a money market portfolio is neither insured nor guaranteed by the FDIC or any other U.S. Government agency. Although the fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the fund. Investors should consider a fund’s investment objective, risks, charges, and expenses carefully before investing. The prospectus, which contains this and other important information, is available from your Financial Advisor and should be read carefully before investing.