Cash Management Accounts Comparison


ACCOUNT FEATURES STIFEL PRESTIGE®ACCOUNT STIFEL|ADVANTAGE
Daily sweep of uninvested cash STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
CHECKS
Unlimited check writing with no per-check minimum STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
Free unlimited standard check orders and reorders STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
Expense coding for checks STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
Free stop payments1 STIFEL|ADVANTAGE
Free domestic wires1 STIFEL|ADVANTAGE
Free cashier's checks1 STIFEL|ADVANTAGE
DEBIT CARD
Visa® Debit Card Up to $5,000 daily POS limit Up to $25,000 daily POS limit
Access to surcharge-free PNC and MoneyPass® ATM networks Up to $500 daily Up to $1,500 daily
Reimbursements on non-PNC or non-MoneyPass® ATMs2 STIFEL|ADVANTAGE
Awards Program STIFEL|ADVANTAGE
Concierge Services and Travel Insurance STIFEL|ADVANTAGE
Apple Pay®3 STIFEL|ADVANTAGE STIFEL|ADVANTAGE
STATEMENTS
Cost basis and gain/loss summary on statements4 STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
Consolidated statements for the entire household4 STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
Enhanced statement reporting that includes expanded broad tax lot detail, historical portfolio values, market index performance, and commentary4 STIFEL|ADVANTAGE
ONLINE FEATURES
View account information and activity online daily with Stifel Access STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
eBill - online bill payment service STIFEL|ADVANTAGE
Cash Management - electronic money transfer service STIFEL|ADVANTAGE
Enhanced statement reporting that includes expanded broad tax lot detail, historical portfolio values, market index performance, and commentary4 STIFEL|ADVANTAGE
BORROWING AND CREDIT WITH STIFEL BANK & TRUST
Securities-based lending (SPA Loan) with checks5 STIFEL|ADVANTAGE
Visa® Credit Card STIFEL PRESTIGE ACCOUNT
STIFEL|ADVANTAGE Visa® Credit Card STIFEL|ADVANTAGE
OTHER FEATURES AND BENEFITS
Live customer service for all account questions. Monday through Friday 6:30 a.m. to 6:00 p.m. Central; Saturday 9:00 a.m. to 2:00 p.m. Central (877) 784-3354 (877) 784-3354
Account protection $150 million6 $150 million6
Account fee None Free for qualifying household7 or $10 monthly
Minimum initial deposit $1,000 $25,0008

1Five free per calendar year per STIFEL|ADVANTAGE account.
2Four per month per STIFEL|ADVANTAGE account.
3Apple Pay works with iPhone 6 and later and Apple Watch in stores, and iPhone 6 and later, iPad Pro, iPad Air 2, and iPad mini 3 and later within apps. For a list of compatible Apple Pay devices, see www.apple.com/apple-pay or www.stifel.com/applepay. Apple, the Apple logo, Apple Pay, iPhone, iPad, Apple Watch, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
4The gain and loss summary and cost basis information are provided only if the information has been provided to your Financial Advisor and has been updated on the Stifel system. This information is available to all accounts upon request. Householding is available on all accounts upon request. Year-end statements are available online only. Annualized gain/loss information is prepared for informational purposes only and should not be used for tax preparation without the assistance of a tax advisor.
5Borrowing services are made available to you in combination with our affiliated bank, Stifel Bank & Trust. Credit is subject to approval, and additional information will be provided by Stifel Bank & Trust. Stifel Bank & Trust, member FDIC, Equal Housing Lender, NMLS#375103, is a wholly owned subsidiary of Stifel Financial Corp., and affiliate of Stifel, Nicolaus & Company, Incorporated. Unless otherwise specified, products purchased from or held by Stifel are not insured by the FDIC, are not deposits or other obligations of Stifel Bank & Trust, are not guaranteed by Stifel Bank & Trust, and are subject to investment risk, including possible loss of the principal invested.
6Stifel is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). An explanatory brochure is available upon request or at www.sipc.org, or investors may contact SIPC at (202) 371-8300. Stifel has purchased additional securities coverage of $149,500,000 and cash coverage of $900,000 for a total of $150,000,000 of securities coverage and $1,150,000 of cash coverage, subject to the terms and conditions of the policy, with an aggregate limit of $300 million. (For more information, visit: www.stifel.com/disclosures/asset-protection.) This coverage does not protect against market losses and does not cover securities not held by Stifel.
7One $10 STIFEL|ADVANTAGE monthly fee will be waived for each $1 million of household value and for households with an established SPA line of credit.
8$25,000 initial deposit can be in any combination of cash or marginable securities.