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Stifel Wealth Tracker

Get your full financial picture and more with our all new application.

Stifel Wealth Tracker can help you:

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Stifel Access

After serving our clients well for more than 15 years, Stifel Access is headed toward retirement.

Its replacement – Stifel Wealth Tracker – will provide a custom online experience. In the meantime, you can continue to enjoy the full functionality of Stifel Access.

Stifel Access Log In

Managing
Your Cash
Managing
Your Cash

Supporting client’s
everyday cash and savings goals.
Supporting client’s
everyday cash
and savings goals.

Efficiently manage the cash in
your investment account with
Stifel’s Smart Rate

Stifel offers access to a full suite of payment capabilities via our cash management solutions. While great for the occasional payment, these solutions are also an attractive alternative to a traditional bank.

The Stifel Prestige® Account provides access to unlimited check writing that includes expense tracking, a Visa® debit card that provides ATM and point-of-sale access, and access to our Stifel Insured Bank Deposit Program, which provides up to $1.0 million in FDIC insurance for cash sweep balances.

The Stifel|Advantage account offers additional features, including an awards program, a concierge service, electronic bill payment, a Visa® credit card, a Visa® debit card with increased point-of-sale and ATM limits, and rebates on ATM fees.

Stifel|Advantage account clients also enjoy enhanced statement reporting for the entire household that includes expanded broad tax lots, historical portfolio values, current month and year-to-date performance for several key indices, and a market summary and recap for the current month.

Cash Management Accounts Comparison


ACCOUNT FEATURES STIFEL PRESTIGE®ACCOUNT STIFEL|ADVANTAGE
Daily sweep of uninvested cash1 STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
CHECKS
Unlimited check writing with no per-check minimum STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
Free unlimited standard check orders and reorders STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
Expense coding for checks STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
Free stop payments, domestic wires, and cashier checks2 STIFEL|ADVANTAGE
DEBIT CARD
Visa® Debit Card Up to $5,000 daily Point-of-Sale Limit Up to $25,000 daily Point-of-Sale Limit
Access to surcharge-free PNC and MoneyPass® ATM networks Up to $500 daily Up to $1,500 daily
Four domestic and international ATM fee reimbursements on non-PNC or non-MoneyPass® ATMs3 STIFEL|ADVANTAGE
Awards Program STIFEL|ADVANTAGE
Concierge Services and Travel Insurance STIFEL|ADVANTAGE
CREDIT CARD
Consumer and Business Credit Cards4 STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
STATEMENTS
Cost basis and gain/loss summary on statements5 STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
Consolidated statements for the entire household5 STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
Enhanced statement reporting that includes expanded broad tax lot detail, historical portfolio values, market index performance, and commentary5 STIFEL|ADVANTAGE
ONLINE FEATURES
View account information and activity online daily with Stifel Wealth Tracker STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
Annual expense summary statement STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
Bill Pay - online bill payment service STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
Cash Management - electronic money transfer service STIFEL|ADVANTAGE
MOBILE APP FEATURES
View account balances, holdings, and activity STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
Get quotes, charts, news, and option information STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
Deposit checks directly into your Stifel account STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
BORROWING WITH STIFEL BANK & TRUST
Securities-based lending (SPA Loan) with checks6 STIFEL PRESTIGE ACCOUNT STIFEL|ADVANTAGE
OTHER FEATURES AND BENEFITS
Live customer service for all account questions. Monday through Friday 6:30 a.m. to 6:00 p.m. Central; Saturday 9:00 a.m. to 2:00 p.m. Central (877) 784-3354 (877) 784-3354
Account protection $150 million7 $150 million7
Account fee None Free for Qualifying Household or $10 monthly8
Minimum initial deposit $1,000 $25,0009

1Has the cash value protection of a traditional bank savings account with up to $1 million in FDIC insurance through the Stifel Insured Bank Deposit Programs ($2 million for Joint Accounts). It is important to note that with the exception of bank products, such as Stifel Smart Rate, FDIC-insured CDs, and the Stifel Insured Bank Deposit Programs, investment products offered through Stifel are not FDIC-insured, not bank guaranteed, and may lose value.
2Five free per calendar year per STIFEL|ADVANTAGE account
3Four per month per STIFEL|ADVANTAGE account.
4Credit cards are subject to application and credit approval. Contact your Financial Advisor for more information.
5The gain and loss summary and cost basis information are provided only if the information has been provided to your Financial Advisor and has been updated on the Stifel system. This information is available to all accounts upon request. Householding is available on all accounts upon request. Year-end statements are available online only. Annualized gain/loss information is prepared for informational purposes only and should not be used for tax preparation without the assistance of a tax advisor.
6Borrowing services are made available to you in combination with our affiliated bank, Stifel Bank & Trust. Credit is subject to approval, and additional information will be provided by Stifel Bank & Trust. Stifel Bank & Trust, member FDIC, Equal Housing Lender, NMLS#375103, is a wholly owned subsidiary of Stifel Financial Corp., and affiliate of Stifel, Nicolaus & Company, Incorporated. Unless otherwise specified, products purchased from or held by Stifel are not insured by the FDIC, are not deposits or other obligations of Stifel Bank & Trust, are not guaranteed by Stifel Bank & Trust, and are subject to investment risk, including possible loss of the principal invested.
Understanding the potential risks of a Stifel Pledged Asset (SPA) Line of Credit
Speak with your Financial Advisor about your risk tolerance level, market fluctuations, and specifically the potential risks associated with a Stifel SPA Line of Credit.
The SPA Line of Credit is a demand loan using the assets in the account as collateral. If the minimum required value of the collateral is not maintained, the account holder will be required to: (1) post additional qualified collateral, (2) repay a portion or all of the debt, or (3) forfeit that shortfall in value of pledged assets to Stifel Bank & Trust. If the call is not met, Stifel Bank & Trust can liquidate some or all of the assets in the SPA Loan Account. If terms of the account are not maintained, Stifel Bank & Trust may call the loan due and payable. Stifel Bank & Trust will attempt to communicate with you to determine the right course of action to alleviate a collateral shortfall. Stifel Bank & Trust has the right to sell securities as needed without your consent to meet a collateral call. Learn more at www.stifel.com/lending#disclosures.
7Stifel is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). An explanatory brochure is available upon request or at www.sipc.org, or investors may contact SIPC at (202) 371-8300. Stifel has purchased additional securities coverage of $149,500,000 and cash coverage of $900,000 for a total of $150,000,000 of securities coverage and $1,150,000 of cash coverage, subject to the terms and conditions of the policy, with an aggregate limit of $300 million. (For more information, visit: www.stifel.com/disclosures/asset-protection.) This coverage does not protect against market losses and does not cover securities not held by Stifel. Balances in the Stifel Insured Bank Deposit Program are FDIC-insured bank deposits, not cash held in your Securities Account and not covered by SIPC.
8A qualifying household has a value greater than $1 million or has an established SPA line of credit. One $10 monthly fee may be waived for each $1 million of household value.
9$25,000 initial deposit can be in any combination of cash or marginable securities.