Disability is defined as an illness or injury that prevents you from working. With government or employer-provided disability benefits, there may be stringent eligibility requirements and the plans may not replace an adequate portion of your salary or may only pay benefits for a specific time period. Purchasing an individual long-term disability plan may be the difference between being able to provide for your family and falling short on your monthly obligations.
Individual long-term disability insurance plans:
There are a number of long-term disability plans available through a variety of well-respected insurance providers. A Stifel Financial Advisor can help you determine which plan is right for you and your family.